Privacy Policy

This Privacy Policy is being provided to you to explain what information Bacon-Universal Company, Inc. (“Bacon”) is collecting from you through your use of this website (this "Site") and how it uses this information.

This Privacy Policy applies to information collected through this Site and information that we collect through other means, other than information collected on any other company or third-party site regardless of whether such site links to or is accessible from this Site. You should carefully read the privacy statements of any other websites.

Information We Collect

Device and Browser Information

When you visit, use, and/or access this Site, we might collect information about the type of device and browser you are using, the unique number assigned to your server or Internet connection, your physical location, and your interactions with Bacon. We may also use "cookies" and similar technologies to help us recognize and serve you better. Cookies are small files that contain information sent by a web site that is saved on your computer's hard drive. Cookies enable us to gather data such as web pages visited, links clicked, and material downloaded. Cookies also are used to put a unique identifier on your computer. This helps us to generate statistics regarding usage of Bacon. There are different types of cookies including "browser" cookies (also known as "html cookies") and Flash cookies (also known as "Local Shared Objects"). You can configure your browser to reject browser cookies or to notify you when browser cookies are offered so that you can accept or reject such cookies. However, if you reject browser cookies you may not be able to conduct some transactions or use some services offered by Bacon. In addition, blocking or deleting browser cookies may not block or delete other types of cookies including Flash cookies.

When You Submit a Credit Application

In addition to the technical data noted above, we also collect the following personal information:

Information to verify your identity and the identity of each individual business owner, shareholder, partner and/or member named in the credit application, such as name, social security number, date of birth, net worth, gross income, and percentage ownership.
Business owner, shareholder, partner and/or member named in the credit application contact information, such as name, address, telephone number, email address and business title.
Individual credit bureau and personal financial information for each individual named in the credit application, including each business owner's and each obligor's credit score, personal tax returns, personal financial statements, verification of liquidity, credit history and bank and credit card account information.
Business financial information including bank account information, bank contact information, tax returns, financial statements, A/R agings, A/P agings, Debt Schedules, WIP Reports, tax identification numbers, taxpayer certifications and bank statements.
Personal Information obtained through public records and government filings such as legal documents, company charter and formation agreements, business licenses, UCC financing statements, real estate documents and loan agreements.
Information provided by strategic partners, referral sources, brokers, vendors, suppliers and other third parties who may be involved or interested in supplying goods or services in connection with the finance transaction.
Any other personal information you submit through our website or affiliated website or furnished to us through communications with us and/or affiliates, agents, designees and assigns.
Information we receive from other sources, such as information services providing demographic and statistical information.
Other information that is not personal information, such as business structure, number of employees, annual revenue, the website from which a visitor comes to our website, the IP address of the person browsing our website and browser and device details.

Other Information

We may obtain information about you from third parties, including entities that direct you to, are located at, or are accessible via Bacon, business partners, family members, and friends.

You may notify us in writing if you do not wish to be marketed to by Bacon at the address below (please see "How to Opt-Out" below).

How We Use the Information We Collect

Marketing Purposes

We may disclose Personal Information collected through communications with us and/or affiliates, agents, designees and assigns or from our website for the following purposes:

To provide information relating to products or services that you requested or that we believe may be of interest to you.
To vendors who may be supplying equipment and related services in connection with the finance transaction, including the entire contents or portions of each named individual's credit application, credit bureau report and credit score, for the purpose of evaluating the credit application and to assess the finance program and product offerings.
To strategic partners, referral sources, brokers, vendors, suppliers, agents, affiliate, designee, assignee and other third parties who may be involved or interested in extending credit and/or supplying goods or services in connection with the finance transaction.
To secure, protect and enforce the finance contract, legal interests and rights in collateral.
To respond to a judicial or governmental order or subpoena or as otherwise required by law.
In connection with a sale, finance, investment, audit or other corporate or financial transaction relating to the business or assets of Bacon or any of their affiliates.
To service providers in areas such as data management, information technology and human resources performing services in support of our website or on behalf of Bacon.
To Bacon, affiliates, agents, designees, assignees and vendors for marketing, customer service, collections, remarketing or other purposes related to the finance transaction.
For any other legally permissible purpose.

Non-Marketing Purposes

We may use the information we collect for non-marketing purposes including, but not limited to, (1) conducting statistical or demographic analysis; (2) processing, fulfilling, and tracking information request(s); (3) complying with legal and regulatory requirements; (4) protecting and defending Bacon and its affiliates against legal actions or claims; (5) satisfying contractual obligations; (6) evaluating your employment application; and (7) cooperating with law enforcement or other government agencies for purposes of national security, public safety, or matters of public importance when we believe that disclosure of information is necessary or appropriate to protect the public interest (collectively "Non-Marketing Purposes").

When it is possible to do so, we may link Personal Information such as your name or e-mail address with non-Personal Information such as the unique identifier associated with your computer or mobile device. We may also link Personal Information with other generally or publicly available information to help us identify your preferences or interests. The information we collect may also be merged with information available from other sources such as other subsidiaries that are owned, operated, or affiliated with Bacon.

Sharing within Bacon and with Subsidiaries

Your personal information will be shared with the applicable Bacon affiliate(s) and/or dealer(s) in the applicable service region(s). We may disclose your personal information to answer your inquiry or to fulfill the purposes of the Site or to service providers to process the information on Bacon's behalf. In any case, the disclosure of personal information is only to those with a legitimate business reason to access the information. Notwithstanding the above disclosures, we will disclose personal information when required or permitted by law or according to relevant corporate policies.

We do not sell your personal information to any third parties.

Your Communication Preferences

How to Opt-Out

If you wish to opt-out of receiving marketing solicitations from us, or do not want us to share your Personal Information for marketing purposes with our business partners or other third parties, or with Bacon please e-mail us: marketing@baconuniversal.com or call us: 808-839-7202.

Although you may opt-out of the use and sharing of Personal Information for marketing purposes, we may still use and share information we collect for Non-Marketing Purposes.

Data Retention

We will retain your Personal Data for the period necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required or allowed by law.

Users Under 18 Years of Age

Our Site is not directed to and we do not knowingly collect Personal Data from children under the age of 18. By using this Site, you are representing to us that you are not under the age of 16.

Security

We use reasonable and appropriate physical, electronic, and administrative safeguards to protect personal data from loss, misuse and unauthorized access, disclosure, alteration and destruction, taking into account the nature of the Personal Data and risks involved in processing that information.

Access to Personal Data

Upon request, and after providing satisfactory proof of identity, individuals will be given reasonable access to and, if appropriate, the option to update or delete the personal information they have provided through this Site.

You can unsubscribe to general mailings at any time of the day or night by clicking the unsubscribe link at the bottom of any of our emails or by emailing our marketing department at marketing@baconuniversal.com.

Links

This Site may contain links to other sites. Bacon has no control over the information and privacy policies and practices of those websites, and is not responsible for their content, collection and use of information, or freedom from error or viruses. It is your responsibility to recognize, by paying attention to your browser's address bar, when you are leaving this Site.

Changes and Modifications

Bacon reserves the right to change or replace this Privacy Statement at any time. Changes will be posted here before the new Statement becomes effective. Please review this page periodically to remain apprised of our current policies and practices.

California Residents Right to Opt-Out

California residents may opt out of the "sale" of their personal information, as defined by the CCPA. This does not include when:

You direct us to disclose your personal information or use us to interact with a third party and the third party does not sell the personal information;
We use or share an identifier solely to alert a third party you have opted out of the sale of your personal information;
Your personal information is transferred as an asset as part of a transaction in which the third party assumes control of all or part of our business, in which case the third party would have to tell you in writing if it materially changes how the information is used or shared; and
We use or share your personal information under a written contract with a service provider necessary to perform a business purpose.

Bacon has not sold personal information about you in the last 12 months and will not do so in the future. Similarly, we do not offer financial incentives to individuals who provide any data to us, or for individuals who opt out in having their data removed or not shared.

We have an opt-out policy in place. If you wish to opt-out of our sharing and your Personal Information with third parties for marketing purposes, please follow the "How to Opt-Out" instructions under Your Communication Preferences above.

Legal Statement

This Privacy Statement forms part of the Terms & Conditions for use of this Site. You should also review the Terms & Conditions, as your use of this Site and any dispute arising under this Privacy Statement is subject to the terms and conditions contained therein.

Your Consent

By providing personal information to us, you consent to the collection and use of the personal information in accordance with this privacy statement. This Site is hosted in the United States. Since this service is available to individuals in a variety of global locations, you are consenting to transferring your personal information to countries or jurisdictions that may not provide the same level of data protection law the legal jurisdiction in which you are located.

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